About What We Do

 

We specialize in . . . 

Merchant Cash Advance

Also known as a business cash advance, a merchant cash advance is a quick and easy source of cash that effectively brings forward your future card sales, using your card machine to secure lending rather than your personal or business assets. Your repayment terms are worked out based on a pre-agreed percentage of your monthly card transactions, and the total repayable amount is fixed. There’s no rush to pay it back as you only repay when you trade – so when business is slow, you’ll pay less, and vice versa

Equipment Financing

Equipment financing is the use of a loan or lease to purchase or borrow hard assets for your business. This type of financing might be used to purchase or borrow any physical asset, such as a restaurant oven or a company car. There is an enormous number of variations on equipment financing that cater to specific types of businesses and equipment.

Working Capital

A working capital loan is a loan that is taken to finance a company’s everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs. Those needs can include costs such as payroll, rent and debt payments. In this way, working capital loans are simply corporate debt borrowings that are used by a company to finance its daily operations.

 

Revolving Credit

Revolving credit is a line of credit where the customer pays a commitment fee to a financial institution to borrow money and is then allowed to use the funds when needed. It usually is used for operating purposes and the amount drawn can fluctuate each month depending on the customer’s current cash flow needs. Revolving lines of credit can be taken out by corporations or individuals.

Term Loan

A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and either a fixed or floating interest rate. A term loan is often appropriate for an established small business with sound financial statements. Also, a term loan may require a substantial down payment to reduce the payment amounts and the total cost of the loan.

 

SBA Loans

Put simply, an SBA loan is a small business loan that is partially guaranteed by the government (the Small Business Administration), which eliminates some of the risk for the financial institution who is issuing the loan. SBA-guaranteed loans are  guaranteed up to 80 percent by the SBA, which helps reduce the lender’s risk and helps the lender provide financing that’s otherwise unavailable at reasonable terms

Why Choose Us?

1

Serious Savings

We offer objective input on what is needed for the health of the business. and augment your opportunity for financing, providing a valuable return on time and resources.

 

2

Best Interest Rates

Secure the “needle-in-the-haystack” capital source and structure a flexible out-of-the-box credit facility, if necessary.

 

 

3

Easy Process

Deliver a competitive process to get the most cost effective, intelligently structured capital possible. Create urgency and set a rhythm to the deal process and execute through to funding.

Meet Our Team

If you are facing any Financial problem then please contact us.

Arlinda Grey

Manager

Francis Burns

Funding Advisor

Vanesa Burton

Funding Advisor

Chris Wilson

Senior Funding Advisor

Do you have Any Questions?

 

How Do I Apply?

Apply in minutes by speaking to one of our team or alternatively download OUR SUBMISSION FORM (provided on this page) and email it to us with your documents and we will contact you within 1 hour (working days only).

Do I Qualify?

We welcome US based limited companies, sole traders and (unincorporated) partnerships. If you apply for a business loan, we have the following criteria: You have a minimum of 6 MONTHS accounts Your average MONTHLY turnover is $10,000 You don’t have active LIENS OR JUDGEMENTS The director or shareholder is over 18 years of age. If you apply for our merchant cash advance, we have the following criteria: Your business accepts card payments You have a monthly average of over $15,000 in card sales Your business is in operation for more than 6 months

What Is The Exact Process?

After speaking to one of our representatives, we will ask you to provide us with some documents that we need to process your application and to find the right lender for you. Once we have these and depending on the type of product you want the chosen lenders underwriting team should have an answer for you within 24 hrs and on signing your completed paperwork, the funds in your account within 3 hrs.

Do You Offer Loans To Start-Ups?

Unfortunately most lenders don’t offer loans to startups. If you apply for a business cash advance a minimum trade of 6 months is required. For business loans, the applicant is required to have been trading for a minimum period of 12 months.

How Can I Contact You?

You can phone us on +1 (646) 828 8251 Mon-Fri 8.00AM-8.00PM or email us at info@thecapitalinvestmentgroup.us,!